Payments & FX

Horizon

Hong Kong’s digital gateway for cross-border payments and FX across Asia.

One Hong Kong-based gateway. Multiple currencies. Seamless cross-border movement.

Who we are

Horizon

Horizon is a digital payments and foreign exchange platform built around Hong Kong — connecting businesses and individuals to fast, secure and transparent cross-border payments between major global currencies and the currencies of Asia.

From USD, EUR and GBP to HKD, RMB and other Asian currencies, Horizon makes it easier to move, exchange and manage money across borders through one digital platform.

Horizon enables customers to collect, convert and send funds across borders with a particular focus on payment corridors between global hard currencies and Asian markets.

Multi-currency FX

Exchange between HKD, USD, EUR, GBP, RMB and other major Asian and international currencies with live rates and transparent pricing.

Cross-border payments

Send and receive funds across Asia and international markets through fast, transparent payment rails designed for modern cross-border commerce.

Hong Kong as the hub

Built around Hong Kong’s position as an international financial centre and gateway to Asia, Horizon provides a natural bridge between global currencies and Asian currencies.

Digital wallet

Hold, exchange and manage multiple currencies in a secure digital wallet, giving customers greater control over their international funds.

Compliance-first infrastructure

From onboarding and KYC to transaction monitoring, Horizon integrates compliance and risk controls throughout the payment journey.

Our services

Cross-border payments & foreign exchange

Collect, convert and send money across borders in 100+ currencies, with a strong focus on corridors connecting USD, EUR and GBP with HKD, RMB and other Asian currencies.

USD → HKD USD → RMB EUR → HKD GBP → HKD HKD → RMB HKD → USD And beyond.
Infrastructure

Hong Kong-based payment infrastructure

Horizon uses Hong Kong as the foundation for connecting international money flows with Asia. Whether funds originate in Europe, the UK, the US or elsewhere, Horizon provides a digital bridge into Asian currencies and markets — and enables funds to move in the other direction just as efficiently.

Global money in. Asian currencies out. Asian money in. Global currencies out.

FX

FX with transparency

Access live foreign-exchange rates across major hard currencies and Asian currencies. Horizon is designed to make international FX clearer and more predictable, with transparent rates and no hidden fees.

Payments

International remittance & business payments

Move money locally and internationally with real-time transaction visibility, secure infrastructure and regulatory safeguards. Horizon is designed for individuals, businesses and fintech partners that need reliable cross-border movement of funds between Asia and the rest of the world.

How it works

Simple. Digital. Fully compliant.

1

Open your account

Complete secure digital onboarding through the Horizon platform.

2

Verify

Complete KYC and compliance checks through our encrypted onboarding process.

3

Fund & exchange

Hold funds in multiple currencies and access live FX rates across global and Asian currencies.

4

Send across borders

Transfer funds between Hong Kong, Asia and international markets.

5

Track

Monitor your transactions through a single digital dashboard.

Why Horizon

The bridge between global currencies and Asia

Hong Kong sits at the intersection of global finance and Asia. Horizon is built to leverage that position — creating a simpler digital experience for moving money between major international currencies and the currencies of Asian markets.

Global reach

Access international payment and FX capabilities across 100+ currencies.

Asia focused

Built with Hong Kong at the centre of our cross-border payment proposition.

Fast

Digital onboarding, live FX and efficient international transfers.

Transparent

Clear FX pricing and transaction visibility.

Secure

Bank-grade security and compliance-focused infrastructure.

Built for businesses

Launch branded wallets and payment solutions tailored to your business.

Build your own cross-border payment experience

Horizon provides the infrastructure for businesses and fintechs looking to offer international payments, FX and multi-currency wallet services. Create a fully branded digital payment experience for customers who need to move money between global currencies and Asian markets.

Payments. FX. Wallets. Compliance. One platform, built around Hong Kong.